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Student Loan Consolidation FAQ

by Justin Pritchard

Who Should I Consolidate With?

You’ll likely get a pile of mail as you near graduation. Who should you trust? Your best bet is probably to ask your financial aid office for recommendations. They may have heard some recent success stories (and horror stories).

If you’ve been happy with your current lender, you can always consolidate with them. If it’s a bank, call them up and ask what they can do for you. If you have Direct Loans, you can visit loanconsolidation.ed.gov for information.

  1. What is Student Loan Consolidation?
  2. Why Might I Consolidate?
  3. How is Student Loan Consolidation Different?
  4. What are Some Pitfalls of Student Loan Consolidation?
  5. All my Loans are From One Source – Should I Consolidate?
  6. How do I Know My Interest Rate?
  7. Can I Consolidate With my Spouse?
  8. When Should I Consolidate?
  9. Who Should I Consolidate With?

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